In the over 65 age group, only 28% of drivers owned their first car in their teens. Today two thirds of people in the 18 to 25 age groups owned their own car as a teenager. This can be attributed to the change in attitude towards driving for younger people, a more affluent society and changes in driving habits. However, many of today's younger people are driving more powerful cars. This has meant an increase in the number of accidents and as a consequence spiralling premiums for young people. A significant proportion of today's younger motorists struggle to find young drivers cheap insurance.

Legislation has now blocked the practice of 'fronting' wherein parents were insuring a young person's car in their own names and adding the younger driver as a named driver to artificially reduce premiums. For younger drivers, owning a car can thus be prohibitively expensive from the insurance standpoint alone. However, the statistics and premiums also reflect the sad fact that 20% of drivers will experience an accident, often serious, in their first year of driving.

Although the number of accidents in the United Kingdom is falling, the proportion of accidents which involve young people is continuing to rise. Young men are the main offenders and are more than twice as likely to be involved in a serious accident as young women. One in five male drivers are given their first car while a third of females are given theirs. This could provide an explanation as to why many young males are driving more powerful cars. They tend to buy more powerful cars at a younger age and many simply do not possess the driving skills needed for more powerful models. This has resulted in ever more expensive premiums for younger people, although a search through the range of young drivers cheap insurance offers should help in controlling premiums insofar as is reasonably possible.

The challenges faced by young drivers have led to the development of the Pass Plus scheme. This is a voluntary course which can be taken following a successful driving test. It has been designed as an introduction to more advanced driving, with an emphasis on sensible and safe practises. Many insurers will offer an additional discount if a young driver has managed to successfully complete a Pass Plus course. Although there is the extra cost of the Pass Plus lessons to take into account, the longer term results could mean that young drivers cheap insurance could be more readily available to successful participants. By using comparison websites, young drivers will be able, with a bit of research, to access a number of insurance companies that recognise the Pass Plus scheme and provide young drivers cheap insurance. It is well worth taking the time to do as much research as possible to identify the best possible deal.

Young Drivers Cheap Insurance

An ideal combination of a suitable vehicle, which is not too powerful for the driver's ability, good driving skills extended with the Pass Plus course and a recognition of the greater risks associated with younger drivers should help to ensure that young safe drivers eventually become old safe drivers.

To get young drivers cheap insurance, visit our Instant Quote page. Here you will find a wide range of insurers to help you find young drivers cheap insurance. Visit our News and Feedback pages for more information about how the car insurance market works and also how you can reduce your premiums as much as possible.

Visit www.car-insuranceuk.com regularly for the latest car insurance search news and links to the best car insurance providers. Please follow the links on this page to obtain your own personalised young drivers cheap insurance and make your own comparison.

© October 2009